FHA Home Loan

At Barrett Financial, our FHA Home Loan program is tailored to make homeownership more accessible, particularly for first-time buyers who may not have saved up for a large down payment. Backed by the Federal Housing Administration (FHA), these mortgages offer borrowers the opportunity to secure low mortgage rates with minimal down payments, starting as low as 3.5%. This makes FHA loans an attractive option for individuals who may not qualify for conventional mortgages due to limited savings or credit challenges.

With an FHA Home Loan from Barrett Financial, borrowers benefit from reasonable credit expectations and flexible income requirements, enabling more individuals and families to realize their dream of owning a home. Whether you're purchasing a single-family dwelling or a multifamily property, our FHA loans provide peace of mind through insurance against default, mitigating risk for both borrowers and lenders alike. Plus, with the option to add down payment assistance programs for additional savings on upfront costs, our FHA Home Loan program offers a pathway to homeownership that is both accessible and affordable. Contact Barrett Financial today to explore how our FHA Home Loan can help you achieve your homeownership goals with confidence.