What is a VA loan?
A VA loan is a mortgage loan created specifically for eligible military veterans, service members, and their spouses. A VA home loan offers considerable benefits and is issued through private lenders but guaranteed by the Department of Veterans Affairs (VA), making it a very beneficial program for veterans who qualify.
Home loans for veterans and active military
VA loans, also known as Veterans Affairs mortgages, offer veterans home loan rates that are lower than traditional mortgages and can allow veterans to borrow up to 100% of the property’s value.
For eligible homebuyers, qualifying for a VA loan can also be easier than other mortgage financing programs. With no down payment, low credit scores accepted and flexible income requirements, the VA loan program helps many of our military members find a place to call home.
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