The year was 1859. An ox and a passenger train collided just outside Johnson Creek, Wisconsin,
and two of our policy owners were killed in the wreck. The claims totaled $3,500, which was $1,500 more than our two-year-old company had on hand. Then-President Samuel S. Daggett and his fellow trustees personally borrowed the money to settle the claims, proving that our dedication to our clients is as old as the company itself.
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