Long-Term Care Insurance

Long-term care insurance from Ameriprise Financial provides a comprehensive solution for managing the costs associated with long-term or extended care needs. This insurance covers various care settings including at-home care, assisted living facilities, and nursing homes. It is designed to protect your assets from the high costs of long-term care, which are not covered by Medicare, Medigap, or only partially by Medicaid. Ameriprise offers personalized advice through financial advisors to help you choose the right coverage options, such as coverage amount, duration, and inflation protection, tailored to your specific needs. Additionally, Ameriprise provides options for integrating long-term care benefits with life insurance policies, enhancing financial flexibility and security.