Guild Mortgage provides FHA loans, a popular choice for first-time homebuyers or those with less-than-perfect credit. Backed by the Federal Housing Administration, FHA loans offer lower down payments, making homeownership more accessible for many. With an FHA loan, you can secure financing with a down payment as low as 3.5% of the home’s purchase price, making it an ideal option for those who may not have significant savings. Guild Mortgage’s FHA loans also offer competitive interest rates and lenient credit requirements, allowing for a smoother path to homeownership.
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